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  <xs:element id="rga_FuturePolicyBenefitsUnearnedRevenueLiability" abstract="false" name="FuturePolicyBenefitsUnearnedRevenueLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_LiabilityForFuturePolicyBenefitsCumulativeAmountOfFairValueHedgingAdjustments" abstract="false" name="LiabilityForFuturePolicyBenefitsCumulativeAmountOfFairValueHedgingAdjustments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_FuturePolicyBenefitsCostOfReinsuranceLiability" abstract="false" name="FuturePolicyBenefitsCostOfReinsuranceLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_NetLiabilityForFuturePolicyBenefitsAtOriginalDiscountRate" abstract="false" name="NetLiabilityForFuturePolicyBenefitsAtOriginalDiscountRate" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ChangesInCashFlowAssumptions" abstract="false" name="ChangesInCashFlowAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_FuturePolicyBenefitsActualToExpectedIncreaseDecrease" abstract="false" name="FuturePolicyBenefitsActualToExpectedIncreaseDecrease" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_IncreaseDecreaseImpactOfUpdatingDiscountRateRecognizedInOCI" abstract="false" name="IncreaseDecreaseImpactOfUpdatingDiscountRateRecognizedInOCI" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_FuturePolicyBenefitsRemeasurementGainLossAfterReinsurance" abstract="false" name="FuturePolicyBenefitsRemeasurementGainLossAfterReinsurance" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_PolicyholderAccountBalanceForeignCurrencyTranslation" abstract="false" name="PolicyholderAccountBalanceForeignCurrencyTranslation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_PolicyholderAccountBalanceReinsuranceRecoverable" abstract="false" name="PolicyholderAccountBalanceReinsuranceRecoverable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_PolicyholderAccountBalanceAfterReinsurance" abstract="false" name="PolicyholderAccountBalanceAfterReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeFrom0051To0100Member" abstract="true" name="PolicyholderAccountBalanceAboveGuaranteedMinimumCreditingRateRangeFrom0051To0100Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeLessThan100MemberMember" abstract="true" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeLessThan100MemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom0100To0199MemberMember" abstract="true" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom0100To0199MemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetOfRecoverable" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetOfRecoverable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_InterestOnLiabilityForPolicyAndContractClaims" abstract="false" name="InterestOnLiabilityForPolicyAndContractClaims" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseOther" abstract="false" name="LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_DeferredPolicyAcquisitionCostCostOfReinsuranceAsset" abstract="false" name="DeferredPolicyAcquisitionCostCostOfReinsuranceAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ReinsurerAMember" abstract="true" name="ReinsurerAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ReinsuranceLiabilitiesTableTable" abstract="true" name="ReinsuranceLiabilitiesTableTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MajorCategoriesOfInvestmentsAxis" abstract="true" name="MajorCategoriesOfInvestmentsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MajorCategoriesOfInvestmentsDomain" abstract="true" name="MajorCategoriesOfInvestmentsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FundsWithheldAtInterestMember" abstract="true" name="FundsWithheldAtInterestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ReinsuranceLiabilitiesTableLineItems" abstract="true" name="ReinsuranceLiabilitiesTableLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_AssetsHeldInTrustAxis" abstract="true" name="AssetsHeldInTrustAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_AssetsHeldInTrustDomain" abstract="true" name="AssetsHeldInTrustDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_BenefitOfRgaSubsidiariesMember" abstract="true" name="BenefitOfRgaSubsidiariesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_BenefitOfThirdPartiesMember" abstract="true" name="BenefitOfThirdPartiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ClaimsRecoverableFromRetrocessionairesPastDue" abstract="false" name="ClaimsRecoverableFromRetrocessionairesPastDue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_StatutoryFinancialReinsurance" abstract="false" name="StatutoryFinancialReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ReinsuranceCededReceivablesPercentageTotal" abstract="false" name="ReinsuranceCededReceivablesPercentageTotal" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_ReinsuranceRetentionExcessRetentionAmountReinsuredPerLifeUpdate" abstract="false" name="ReinsuranceRetentionExcessRetentionAmountReinsuredPerLifeUpdate" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_CanadianProvincialGovernmentsMember" abstract="true" name="CanadianProvincialGovernmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_JapaneseGovernmentDebtSecuritiesMember" abstract="true" name="JapaneseGovernmentDebtSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_KoreanGovernmentDebtSecuritiesMember" abstract="true" name="KoreanGovernmentDebtSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_PercentageOfTotalAvailableForSaleSecurities" abstract="false" name="PercentageOfTotalAvailableForSaleSecurities" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_AvailableForSaleSecuritiesAxis" abstract="true" name="AvailableForSaleSecuritiesAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_AvailableForSaleSecuritiesDomain" abstract="true" name="AvailableForSaleSecuritiesDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CollateralFixedMaturitySecuritiesMember" abstract="true" name="CollateralFixedMaturitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CollateralReceivedFixedMaturitySecuritiesMember" abstract="true" name="CollateralReceivedFixedMaturitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CanadianProvinceOfOntarioSecuritiesMember" abstract="true" name="CanadianProvinceOfOntarioSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CanadianProvinceOfQuebecSecuritiesMember" abstract="true" name="CanadianProvinceOfQuebecSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_GovernmentIssuedDebtSecuritiesAvailableForSaleAmortizedCost" abstract="false" name="GovernmentIssuedDebtSecuritiesAvailableForSaleAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ScheduleOfCorporateSecturitiesByMajorIndustryAndCreditRatingTable" abstract="true" name="ScheduleOfCorporateSecturitiesByMajorIndustryAndCreditRatingTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_UtilityIndustryMember" abstract="true" name="UtilityIndustryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CorporateSecturitiesByInvestmentSectorAndCreditRatingLineItems" abstract="true" name="CorporateSecturitiesByInvestmentSectorAndCreditRatingLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_PercentageOfTotalAvailableForSalesSecurities" abstract="false" name="PercentageOfTotalAvailableForSalesSecurities" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_ScheduleMajorCategoriesOfInvestmentIncomeNetOfExpensesTable" abstract="true" name="ScheduleMajorCategoriesOfInvestmentIncomeNetOfExpensesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MajorCategoriesOfInvestmentIncomeNetOfExpensesLineItems" abstract="true" name="MajorCategoriesOfInvestmentIncomeNetOfExpensesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_ImpairmentLossesOnDebtSecuritiesAvailableForSale" abstract="false" name="ImpairmentLossesOnDebtSecuritiesAvailableForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ChangeInFairValueOfCertainLimitedPartnershipInvestmentsAndOtherNet" abstract="false" name="ChangeInFairValueOfCertainLimitedPartnershipInvestmentsAndOtherNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_GainLossOnSaleOfFreeStandingDerivatives" abstract="false" name="GainLossOnSaleOfFreeStandingDerivatives" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_OtherChangeInAllowanceForCreditLossesAndImpairments" abstract="false" name="OtherChangeInAllowanceForCreditLossesAndImpairments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateCommercialAndConsumerNetPercentageOfTotal" abstract="false" name="MortgageLoansOnRealEstateCommercialAndConsumerNetPercentageOfTotal" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_MortgageLoanMaturityTable" abstract="true" name="MortgageLoanMaturityTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MortgageLoanMaturityAxis" abstract="true" name="MortgageLoanMaturityAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MortgageLoanMaturityDomain" abstract="true" name="MortgageLoanMaturityDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateDueOneYearThroughFiveYearsMember" abstract="true" name="MortgageLoansOnRealEstateDueOneYearThroughFiveYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateDueAfterFiveYearsMember" abstract="true" name="MortgageLoansOnRealEstateDueAfterFiveYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateDueAfterTenYearsMember" abstract="true" name="MortgageLoansOnRealEstateDueAfterTenYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeOneMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeTwoMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeThreeMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeFourMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioByRangeAxis" abstract="true" name="DebtServiceCoverageRatioByRangeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioByRangeDomain" abstract="true" name="DebtServiceCoverageRatioByRangeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioRangeOneMember" abstract="true" name="DebtServiceCoverageRatioRangeOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioRangeTwoMember" abstract="true" name="DebtServiceCoverageRatioRangeTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioRangeThreeMember" abstract="true" name="DebtServiceCoverageRatioRangeThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearofOriginationAxis" abstract="true" name="YearofOriginationAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_YearOfOriginationDomain" abstract="true" name="YearOfOriginationDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2025Member" abstract="true" name="YearOfOrigination2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2024Member" abstract="true" name="YearOfOrigination2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2023Member" abstract="true" name="YearOfOrigination2023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2022Member" abstract="true" name="YearOfOrigination2022Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2021Member" abstract="true" name="YearOfOrigination2021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOriginationPriorPeriodsMember" abstract="true" name="YearOfOriginationPriorPeriodsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_PerformingMember" abstract="true" name="PerformingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2020Member" abstract="true" name="YearOfOrigination2020Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2019Member" abstract="true" name="YearOfOrigination2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2018Member" abstract="true" name="YearOfOrigination2018Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2017Member" abstract="true" name="YearOfOrigination2017Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2016Member" abstract="true" name="YearOfOrigination2016Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_HighInvestmentGradeMember" abstract="true" name="HighInvestmentGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AverageInvestmentGradeMember" abstract="true" name="AverageInvestmentGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_WatchListMember" abstract="true" name="WatchListMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AllowanceForLoanAndLeaseLossesProvisionOfCreditLosses" abstract="false" name="AllowanceForLoanAndLeaseLossesProvisionOfCreditLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_AllowanceForLoanAndLeaseLossesWriteoffNetOfRecoveries" abstract="false" name="AllowanceForLoanAndLeaseLossesWriteoffNetOfRecoveries" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_LimitedPartnershipClassificationAxisAxis" abstract="true" name="LimitedPartnershipClassificationAxisAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_LimitedPartnershipClassificationAxisDomain" abstract="true" name="LimitedPartnershipClassificationAxisDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_LimitedPartnershipFairValueMember" abstract="true" name="LimitedPartnershipFairValueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_OtherInvestedAssetsTable" abstract="true" name="OtherInvestedAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_EquityReleaseMortgagesMember" abstract="true" name="EquityReleaseMortgagesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_OtherInvestedAssetsAxis" abstract="true" name="OtherInvestedAssetsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_OtherInvestedAssetsDomain" abstract="true" name="OtherInvestedAssetsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FairValueOptionContractholderDirectedUnitLinkedInvestmentsMember" abstract="true" name="FairValueOptionContractholderDirectedUnitLinkedInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_OtherInvestmentsLineItems" abstract="true" name="OtherInvestmentsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_InvestmentNarrativeTable" abstract="true" name="InvestmentNarrativeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_NonIncomeProducingSecuritiesAxis" abstract="true" name="NonIncomeProducingSecuritiesAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_NonIncomeProducingSecuritiesDomain" abstract="true" name="NonIncomeProducingSecuritiesDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_NonIncomeProducingSecuritiesMember" abstract="true" name="NonIncomeProducingSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="rga_SeniorNotesDue2029Member" abstract="true" name="SeniorNotesDue2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SubordinatedDebenturesDue2056Member" abstract="true" name="SubordinatedDebenturesDue2056Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_JuniorSubordinatedDebenturesDue2065Member" abstract="true" name="JuniorSubordinatedDebenturesDue2065Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SeniorNotesDue2030Member" abstract="true" name="SeniorNotesDue2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SurplusNoteDue2051Member" abstract="true" name="SurplusNoteDue2051Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SubordinatedDebenturesDue2052Member" abstract="true" name="SubordinatedDebenturesDue2052Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SeniorNotesDue2033Member" abstract="true" name="SeniorNotesDue2033Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SurplusNoteDue2043Member" abstract="true" name="SurplusNoteDue2043Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SeniorNotesDue2034Member" abstract="true" name="SeniorNotesDue2034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SubordinatedDebenturesDue2055Member" abstract="true" name="SubordinatedDebenturesDue2055Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SyndicatedCreditFacility850MillionMember" abstract="true" name="SyndicatedCreditFacility850MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditFacility100MillionMember" abstract="true" name="CreditFacility100MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditFacility500MillionMember" abstract="true" name="CreditFacility500MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditFacility150MillionMember" abstract="true" name="CreditFacility150MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditFacility200MillionMember" abstract="true" name="CreditFacility200MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FlexibleStockPlanMember" abstract="true" name="FlexibleStockPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_TrustOfPreCapitalizedSecuritiesMember" abstract="true" name="TrustOfPreCapitalizedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_UndrawnOutstandingLettersOfCreditInFavorOfThirdParties" abstract="false" name="UndrawnOutstandingLettersOfCreditInFavorOfThirdParties" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_UndrawnOutstandingLettersOfCreditBetweenSubsidiaries" abstract="false" name="UndrawnOutstandingLettersOfCreditBetweenSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_SubsidiaryCommittedFacility" abstract="false" name="SubsidiaryCommittedFacility" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_OtherNonOperatingReconcilingItems" abstract="false" name="OtherNonOperatingReconcilingItems" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_CommonStockIssuableMember" abstract="true" name="CommonStockIssuableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommonStockHeldInTreasuryMember" abstract="true" name="CommonStockHeldInTreasuryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommonStockOutstandingMember" abstract="true" name="CommonStockOutstandingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_StockBasedCompensationShares" abstract="false" name="StockBasedCompensationShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="rga_ShareRepurchaseProgramMember" abstract="true" name="ShareRepurchaseProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodForeignCurrencySwapBeforeReclassificationandTax" abstract="false" name="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodForeignCurrencySwapBeforeReclassificationandTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodForeignCurrencySwapTax" abstract="false" name="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodForeignCurrencySwapTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodForeignCurrencySwapNetOfTax" abstract="false" name="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodForeignCurrencySwapNetOfTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_NetUnrealizedAppreciationDepreciationOfComponentsOfAccumulatedOtherComprehensiveIncomeTable" abstract="true" name="NetUnrealizedAppreciationDepreciationOfComponentsOfAccumulatedOtherComprehensiveIncomeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_NetUnrealizedAppreciationDepreciationOfComponentsOfAccumulatedOtherComprehensiveIncomeAxis" abstract="true" name="NetUnrealizedAppreciationDepreciationOfComponentsOfAccumulatedOtherComprehensiveIncomeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_NetUnrealizedAppreciationDepreciationOfComponentsOfAccumulatedOtherComprehensiveIncomeDomain" abstract="true" name="NetUnrealizedAppreciationDepreciationOfComponentsOfAccumulatedOtherComprehensiveIncomeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ChangeInNetUnrealizedAppreciationDepreciationMember" abstract="true" name="ChangeInNetUnrealizedAppreciationDepreciationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ComprehensiveIncomeNetOfTaxLineItems" abstract="true" name="ComprehensiveIncomeNetOfTaxLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_AccumulatedOtherComprehensiveIncomeLossChangeInComponentDuringPeriod" abstract="false" name="AccumulatedOtherComprehensiveIncomeLossChangeInComponentDuringPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_AociReclassificationTable" abstract="true" name="AociReclassificationTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_UnrealizedGainLossReclassAxis" abstract="true" name="UnrealizedGainLossReclassAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_UnrealizedGainLossReclassDomain" abstract="true" name="UnrealizedGainLossReclassDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_UnrealizedGainsLossesOnAvailableForSaleSecuritiesMember" abstract="true" name="UnrealizedGainsLossesOnAvailableForSaleSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AociComponentsAxis" abstract="true" name="AociComponentsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_AociComponentsDomain" abstract="true" name="AociComponentsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AmortizationOfUnrealizedPensionAndPostretirementBenefitsMember" abstract="true" name="AmortizationOfUnrealizedPensionAndPostretirementBenefitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_UnrealizedAppreciationDepreciationOfInvestmentsMember" abstract="true" name="UnrealizedAppreciationDepreciationOfInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AmountsReclassifiedFromAociMember" abstract="true" name="AmountsReclassifiedFromAociMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_RangeOfExercisePrices2Member" abstract="true" name="RangeOfExercisePrices2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_RangeOfExercisePrices3Member" abstract="true" name="RangeOfExercisePrices3Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_RangeOfExercisePrices4Member" abstract="true" name="RangeOfExercisePrices4Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_RangeOfExercisePrices5Member" abstract="true" name="RangeOfExercisePrices5Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsPerformanceFactor" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsPerformanceFactor" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="rga_FlexibleStockPlanForDirectorsMember" abstract="true" name="FlexibleStockPlanForDirectorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CompensationExpenseRelatedToPerformanceUnitsRequisitePerformanceFactorPercentage" abstract="false" name="CompensationExpenseRelatedToPerformanceUnitsRequisitePerformanceFactorPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_OtherInvestedAssetsMember" abstract="true" name="OtherInvestedAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ClassOfSecuritiesAxis" abstract="true" name="ClassOfSecuritiesAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_ClassOfSecuritiesDomain" abstract="true" name="ClassOfSecuritiesDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_InvestmentsInSubsidiary" abstract="false" name="InvestmentsInSubsidiary" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_LongtermDebtIssuedToSubsidiaries" abstract="false" name="LongtermDebtIssuedToSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAndUndistributedEarningsOfSubsidiaries" abstract="false" name="IncomeLossFromContinuingOperationsBeforeIncomeTaxesAndUndistributedEarningsOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_IncomeLossFromContinuingOperationsBeforeUndistributedEarningsOfSubsidiaries" abstract="false" name="IncomeLossFromContinuingOperationsBeforeUndistributedEarningsOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_EquityInUndistributedEarningsOfSubsidiaries" abstract="false" name="EquityInUndistributedEarningsOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_EquityNetEarningsSubsidiaries" abstract="false" name="EquityNetEarningsSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_PurchasesOfSubsidiaryDebtSecurities" abstract="false" name="PurchasesOfSubsidiaryDebtSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_NetCashReturnOfCapitalFromSubsidiaries" abstract="false" name="NetCashReturnOfCapitalFromSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_CapitalContributionsToSubsidiaries" abstract="false" name="CapitalContributionsToSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_NetChangeInCashCollateralForLoanedSecurities" abstract="false" name="NetChangeInCashCollateralForLoanedSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_SupplementaryInsuranceInformationMarketRiskBenefitsRemeasurementGainsLosses" abstract="false" name="SupplementaryInsuranceInformationMarketRiskBenefitsRemeasurementGainsLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
